The Best Credit Card for Travelers: Chase Sapphire Preferred
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I’m often asked about my favorite credit cards for travel, and I always say the Chase Sapphire Preferred card is the best place to start for anyone looking for a great travel credit card. Using the right travel credit card will help set you up for awesome benefits (like paying for an entire trip using your rewards or upgrading to business class on points!). There’s no better feeling than feeling like when you’re spending money on travel, you’re actually investing toward future travel experiences, as well. Which is why I’m a big fan of Chase Sapphire Preferred.
Chase’s Sapphire Preferred card has always been one of the top credit cards for frequent international travelers, and is currently offering 50,000 bonus points after spending $4,000 on purchases in the first three months from account opening. This card gives you a ton of great benefits (like no foreign transaction fees, 2X points on travel and dining worldwide, and 1:1 point transfer to leading airline and hotel programs), and has a $0 first year annual fee (and only $95 per year after that).
The Chase Preferred card is also a VISA, which is great because it works everywhere you go anywhere in the world! Although I love my American Express cards, they’re not always accepted abroad, so I always keep my Chase VISA on me when I’m traveling in foreign countries.
Many popular travel credit cards have one major flaw: they are limited to a single airline or hotel chain. But, with the Chase Sapphire Preferred, you can redeem your rewards for a statement credit, book travel through Chase Ultimate Rewards (with no blackout dates and a 20% discount), or transfer them to participating airlines or hotel transfer partners (at a 1:1 ratio). This offers greater flexibility and freedom when booking travel and using the rewards and vacations you’ve worked hard to earn.
Many travel credit cards have one major flaw: they are limited to a single airline or hotel chain.
The one-airline strategy can work for some people. For instance, if you live in a rural area where there aren’t many airlines to choose from. But for the vast majority of people flexibility is the key.
With the Chase Sapphire Preferred, you can redeem your rewards for a statement credit, book travel through Chase Ultimate Rewards (with a 20% discount), or transfer them to a selection of participating airlines or hotel transfer partners (at a 1:1 ratio).
Why JetsetChristina loves Chase Sapphire Preferred:
The Sapphire Preferred is my winner for a great starter travel credit card to get this Fall for these five reasons:
- The sign-up bonus. You’ll earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from your account opening. That’s $625 toward travel when you redeem through Chase Ultimate Rewards. That could mean a ticket to Bali , a weekend in Napa Valley, or a couple nights in New York City. Also, you’ll be surprised how quickly you spend $4,000. If you’re worried you won’t, think about how much you spent on your current credit card, and maybe plan ahead to make some big purchases you’ve been waiting on on your new credit card.
- The low annual fee. $0 for the first year and only $95 after that!? Signing up for this card is a no-brainer.
- The 1:1 points transfer to make your rewards go even further by transferring to airline and hotel partners worldwide. For example, you can transfer 50,o00 points to Air France to redeem for 2 round-trip award tickets from New York to Paris.
- Double reward points on travel & dining! If you love to travel and eat out, this is the card for you. You’ll earn 2X points on travel and dining & 1 point per dollar on all other purchases. And, Chase defines travel and dining as including everything from airfare, ubers, trains, ferries, hotels, and restaurants to things like airport parking, highway tolls, and any travel fees.
If you’re interested in getting the Chase Sapphire Preferred card, apply using this link and you’ll get 50,000 bonus points for signing up (after spending $4,000 on purchases in the first three months).